Buyers
Buyers
With You Every Step of the Way
Your home is your haven—a place to be yourself, share the warm glow of family gatherings and build your future from the inside out. It’s where you hang your hat, rest your head and collect your memories. So, finding the right home is not simply about knowing the right search terms or scrolling through mountains of photos . . . it’s about having the right guide on your journey to home ownership.
At VillaVue Realty, we do not believe in merely filling available houses with eager buyers. No, we want to build a relationship with you first—a lasting relationship that takes you into your first home, your next home and every real estate desire you have in the future. As a home buyer, you are facing a key decision. Shouldn’t it be focused on fulfilling your aspirations and not just checking the right boxes on a form?
Every real estate advisor within the VillaVue Realty family is committed to delivering exceptional results. Yes, we will ask you a lot (and we mean a lot) of questions, all designed to know your every wish and need. Yes, we will be there to answer every (and we mean every) question you encounter along the way—there are no silly questions, as we love sharing what we know and learning from you in return. Yes, most importantly, we are here to deliver an amazing experience.
Whether you are a first-time home buyer or a seasoned expert, purchasing a home can be a complex process. VillaVue can help.
The Buying Process
When purchasing a property, the more informed you are, the better your experience will be. I have the resources to guide you through the home finding process, providing you with everything from detailed property searches to neighborhood information.
Below, is a general step-by-step list to help explain the home buying process. If you have never purchased a home or property before, the steps given below can still be a little confusing, however please be assured that your VillaVue agent is here to answer any and all of your questions.
Before the search begins, it’s a good idea to define what type of house, neighborhood, and location best suits your needs and lifestyle. Have fun with this! Have you always wanted a wood burning fireplace? Is a large yard important to you? I recommend imagining your dream home, while also taking into account your financial considerations. Once you share these details with your VillaVue agent, the agent can offer feedback and advice to help develop a plan and goal moving you forward. You may want to prioritize what specifications you are looking for in a new home to offer some flexibility when scouting for houses. First, meet with a loan officer. Sharing income and financial information will give you a price range for which you are qualified. With your specifications in mind, your agent will use resources to scout the marketplace on your behalf. When houses that meet your criteria are identified, you and the agent can review them and schedule a tour at your convenience. When possible, all decision-makers should visit the various homes Once you have found the home of your dreams, your VillaVue agent will help you determine an appropriate offer price by reviewing market trends and similar home sales. With your input, your agent will draft a written offer that outlines the price as well as the responsibilities of both parties in preparation for the transaction. If the seller accepts the offer, it becomes a binding contract. It is imperative that you carefully review the contract and clarify any aspects that are not clear to you prior to offering. Your agent will go through the contract with you and complete your offer Make your loan application Give your loan officer a copy of the contract and apply for the loan. Inspect the property In order to ensure your safety and the value of your investment, it is important to have the proper personnel thoroughly inspect the house after the offer and loan terms have been finalized. Appraisal and survey of property The lender and title company will make arrangements for the property appraisal and survey Seller’s closing is also arranged Buyer receives a copy of the closing statement for review prior to closing Seller’s closing is also arranged The REALTOR arranges a closing date and time with the buyer and title company. Seller’s closing is also arranged Closing Day Buyer brings a cashier check for all closing costs and the balance of the down payment Congratulations, you just bought a new home!
Determine Budget & Get Pre-Approved
Get Pre-Approved for a Loan
House Search
Always be candid–it will help me understand your particular needs
Prepare Your Offer
If negotiations are necessary, your agent will work to ensure that you and the seller agree on all terms
All documents will be sent to the title company where a file will be opened, and title commitment and property tax information ordered. Earnest money deposit will be made with the title company as well
Appraisal & Inspection
Select an inspector and arrange for both a general inspection and comprehensive pest inspection
Depending on the property and location, I can also provide information about other environmental assessments
Buyer will be provided a copy of the Title Commitment Letter
Buyer will make arrangements for homeowner’s (hazard) insurance, and arrange for the insurance agent to talk with the closing officer at the title company
Buyer does a final walk-through inspection of the property
The REALTOR arranges a closing date and time with the buyer and title company. Seller’s closing is also arranged
Closing
Buyer receives a copy of the closing statement for review prior to closing
Buyer does a final walk-through inspection of the property
Buyer and seller sign closing documents
Seller will be paid and you will receive the keys
We’re In the Business of Finding Your Perfect VUE
Listings
Quality listings, exceptional and personalized service helping to exceed our customers’ expectations.
New Construction
As part of VillaVue’s construction services, we work with builders on inventory or spec homes currently available.
Affordability
Understanding how much you can afford is one of the most important rules of home buying.
